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Analysing the Numbers

RETIREMENT SOLUTIONS FOR SMALL BUSINESS OWNERS

As a small business owner, you have to carry many responsibilities. Business development, marketing, sales growth, cost control, personnel meetings, and many other things. Add planning your retirement here and you will likely either postpone it or not make the best possible decisions.

 

Relying on your business as a source to fund your retirement is not a panacea either. There is no guarantee that your business will generate enough income, or that you will get enough proceeds from the sale of it, to get you through retirement. That is why it is so essential for you to start thinking about your future and begin planning for retirement right now!

 

Lestna Retirement will work with you to create a personalized retirement strategy, choose the appropriate retirement plan, and integrate it with your overall investment strategy. Retirement planning is a dynamic process that requires periodic updates and involves monitoring and reviewing. We can help you with plan implementation by guiding  you through the process and monitoring your progress, making sure you stay on track.

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Annual Fee: $2,500

WE CAN HELP YOU WITH

Small Business Owners: Service

PERSONALIZED FINANCIAL PLANNING

  • A comprehensive financial plan that you can actually understand

  • Integrated financial and tax planning solution featuring tax projections and tax-efficient distribution strategies

  • ​Social Security optimization, sequence of return risk, and stress testing

  • Budgeting and cash flow

  • A client portal with an intuitive user interface

  • All accounts and data in one place

RETIREMENT PLAN SET UP & ADMINISTRATIVE HELP

  • Choose the most suitable retirement plan: SEP IRA, SIMPLE IRA, SIMPLE 401(k), or Solo 401(k)

  • Perform all required filings with the IRS

  • Check that contributions remain within limits

  • Advice on the plan's additional features 

  • Review total plan expenses

  • Maintain plan documents

INVESTMENT GUIDANCE AND MANAGEMENT

  • Develop Investment Policy Statement

  • Review current asset allocation and suggest ways to improve it

  • Identify an appropriate range of investment classes and options

  • Design diversified and custom tailored investment portfolio

  • Manage and rebalance investment portfolio

  • Monitor risk level to remain within established limits

EDUCATION AND COMMUNICATION

  • Conduct educational seminars

  • Conduct tete-a-tete counseling with your family members and employees

  • Ongoing support via phone, email, or video calls

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